• Wealth Creation through Bonus
• Sum assured plus accrued bonus on maturity.
• Valuable variable financial protection for your family in case you are not around
• Flexibility to add supplementary benefits or rider based on your choice for a nominal extra premium
• Can take loan from the policy after two years in case of financial hardship

• Entry Age: Minimum 18 years to maximum 60 years
• Exit Age: At maturity, age of the policyholder can’t exceed 70 years.
• The policy applicant must have own, valid & regular income.

• Tenor/Term: Minimum 10 years to maximum 30 years
• Premium Mode: Monthly, Quarterly, Half-yearly & Yearly
• Premium: Minimum installment is BDT 5000

• Maturity Benefit:
  • On maturity you get the Sum Assured plus accumulated bonuses (if any) till maturity date.
• Death Benefit:
  • In the unfortunate event of loss of life, your nominated beneficiary will receive Sum Assured plus accumulated bonuses (if any) till the date of death.
• Income Tax Rebate facility:
  • The policy Holder will get benefit of 15% income tax rebate on the premium paid every year as per the income tax policy of the government.
  • Death and living claim amount is completely tax free.
• Paid up Value: After continuing the policy at least two years, the policy acquires Paid up value. Paid up value is payable with accrued bonus at the end of policy term.

You can choose one or more rider benefits to add your basic life insurance plan

1. ADB – Accidental Death Benefit
2. PDAB – Permanent Disability and Accidental Benefit
3. HI – Hospitalization Insurance
4. FIR – Family Income Rider
5. MDB – Major Disease Benefit