• Minimum age: 18 years
• Bangladeshi seafarers or mariners employed with foreign or local shipping companies.

• Designed for Bangladeshi mariners to manage their BDT savings and local expenses.
• Account can receive local credits from remittances or linked FCY accounts.
• Dual currency Debit card and cheque book facility for easy access.
• Online and mobile banking via Citytouch with 24/7 support.
• Interest on savings as per bank’s prevailing rate.
• No minimum balance requirement.
• 1st cheque book free
• 50% waiver on debit card fee.
• No account maintenance fee
• No SMS alert fee
• 50% waiver on first year locker charge
• 50% waiver on child’s student file opening

• Valid NID (or Birth Certificate where applicable)
• Seaman’s Book or Seafarer’s Record Book (SRB) or Discharge Book or Continuous Discharge Certificate (CDC)
• Two recent passport-size photographs
• Nominee’s NID/Passport/Birth Certificate
• One passport-sized photograph of nominee
• Proof of income/employment: Letter from local agent/association/employer confirming next date of joining vessel or current work contract.
• E‑TIN certificate (where applicable)

Q1. Who can open a Mariner’s Savings Account?

A Bangladeshi citizen, minimum 18 years of age, employed as a seafarer by a local or foreign shipping company.

Q2. Can a foreign national open this account?

No. This account is only for Bangladeshi seafarers.

Q3. What documents are required to open the account?

Recent passport photo, NID/Passport/Birth Certificate, Nominee ID and photo, Utility bill (within 6 months) or parent/spouse utility copy with proof, Seaman’s Book/SRB/CDC/Discharge Book, Employment proof with joining date or contract.

Q4. Where can the account be opened?

At any City Bank PLC branch or sub-branch across Bangladesh.

Q5. Can this account be opened online?

No, online account opening is not available currently.

Q6. Is joint account allowed?

No, joint account is not permitted.

Q7. Can mandate be assigned?

Yes, mandate assignment is allowed.

Q8. Can an existing savings or current account be converted?

Yes, if eligible. Customer must submit: i) Seaman’s Book/SRB/CDC/Discharge Book ii) Employer/agent contract or letter confirming next joining or current engagement.

Q9. Is cheque book available?

Yes, 1st cheque book is free. Subsequent books are chargeable as per SOC.

Q10. Is debit card available?

Yes, debit card facility is available.

Q11. Is there any fee waiver on debit card?

Yes, 50% waiver on annual debit card fee.

Q12. Can the debit card be used abroad?

Yes, with proper endorsement, it can be used overseas.

Q13. Is SMS alert available?

Yes, and it is free of charge.

Q14. Is Citytouch available?

Yes, full Citytouch access is available.

Q15. Is intercity cash charge applicable?

No, intercity cash transaction is free.

Q16. Can FDR/DPS be opened from this account?

Yes, both FDR and DPS can be opened.

Q17. Is this an interest-bearing account?

Yes, interest rate is available on the City Bank website.

Q18. How is interest calculated and paid?

Interest is calculated on monthly average balance and paid quarterly.

Q19. Is tax applicable on the interest?

Yes, Tax is applicable and will be deducted at source.

Q20. Is excise duty applicable?

Yes, as per regulatory slabs.

Q21. Are there any locker benefits?

Yes. A 50% waiver on the first year’s locker charge is offered. However, locker facilities are subject to availability at the respective branch.            

Q23. Is student file opening fee discounted?

Yes. 50% waiver on child’s student file opening fee applies.